Universalbank’s net income slips to 240.6m soums

According to the bank, aggregate capital as of 1 September 2012 made up 16.307 billion soums, which rose by 8.06% compared to the beginning of 2012.

The charter capital of Universalbank grew by 9.73% in the reporting period to 14.043 billion soums, the bank said on its website.

The bank’s assets decreased by 7.34% to 43.857 billion soums. Credit investments rose from 16.47 billion soums as of 1 January 2012 to 18.681 billion soums as of 1 September 2012. The growth rate is 13.42%.

In eight months of 2012, the volume of issued consumer loans rose by 35.47% to 728 million soums and microloans fell by 26% to 759.6 million soums. The bank rendered leasing services for 2.271 billion soums in the reporting period.

Investment portfolio made up 2.702 billion soums, which increased by 42.84% compared to the beginning of the year. The volume of attracted deposits fell by 5.02% to 26.615 billion soums in the reporting period.

At the same time, the volume of population resources reached 7.133 billion soums (+24.76%), of which term deposits – 2.147 billion soums (-9.18%), saving deposits – 1.654 billion soums (+145.66%) and deposits on demand (+365.57%). The volume of resources at banking payment cards made up 1.911 billion soums (-19.55%).