The share of non-performing loans in Uzbek banks fell to 3.8% by the end of August 2025

Tashkent, Uzbekistan (UzDaily.com) — By the end of August 2025, the loan portfolio of Uzbekistan’s banking sector grew by 0.8%, exceeding 581 trillion soms (approximately US$47.2 billion), according to data from the Central Bank of Uzbekistan.

At the same time, the trend of declining non-performing loans (NPLs) continued.

In state-owned banks, the NPL ratio decreased from 4.0% to 3.8%, while in private banks it fell from 3.8% to 3.7%, resulting in an overall sector-wide reduction from 3.9% to 3.8%.

At the individual bank level, notable changes were observed in August: UzNatsbank reduced its NPL share from 3.6% to 2.9%, Agrobank from 3.7% to 3.4%, National Bank from 3.9% to 3.7%, Ipoteka-Bank from 6.5% to 6.1%, Garant Bank from 14.7% to 12.9%, AVO Bank from 9.8% to 9.2%, and Yangi Bank from 9.8% to 8.9%.

Meanwhile, TBC Bank saw its NPL ratio rise from 4.6% to 5.2% over the month, and Turon Bank from 2.4% to 4.2%.