Ipoteka Bank OTP Group Reports Profit of 1.2 Billion Soums for First Nine Months of 2025

Tashkent, Uzbekistan (UzDaily.com) — Ipoteka Bank OTP Group has published its financial results for the first nine months of 2025 in accordance with International Financial Reporting Standards (IFRS).

During this period, the bank’s net profit after tax amounted to 1.195 billion soums (approximately US$99 million). Return on equity (ROE) reached 20.4%, return on assets (ROA) was 3.2%, and the cost of risk remained low at 0.7%.

In October 2025, the bank successfully issued senior unsecured bonds totaling US$300 million and 1.2 trillion soums.

The bank continues to deliver strong performance thanks to the effective implementation of its transformation strategy, strengthened positions in retail and corporate lending, and the adoption of modern digital solutions.

At the OTP Group level, results were also robust: consolidated profit for the first nine months of 2025 amounted to 886 billion forints (approximately US$2.5 billion), with a return on equity (ROE) of 22.7%, taking into account one-time special expenses recorded at the beginning of the year.

The group’s financial stability remains historically high, with a CET1 ratio exceeding regulatory requirements by more than 50%, confirming OTP Group’s ability to sustain stable growth across all key markets of presence.