/* ==========================================================================
   "Деньги без процентов" — longread design tokens + block styles
   Palette, type and spacing lifted 1:1 from the approved HTML design.
   ========================================================================== */

:root {
  --ifl-emerald: #0E3B2E;
  --ifl-emerald-mid: #1F7A5C;
  --ifl-navy: #123C5B;
  --ifl-cream: #F5F0E6;
  --ifl-gold: #C9A227;
  --ifl-terracotta: #E8503A;
  --ifl-ink: #1a1a1a;

  --ifl-font-serif: 'Playfair Display', Georgia, serif;
  --ifl-font-sans: 'Inter', -apple-system, sans-serif;

  --ifl-max: 1080px;
  --ifl-max-narrow: 800px;
  --ifl-pad-section: 120px 24px;
}

.ifl-root { position: relative; width: 100%; overflow-x: hidden; background: var(--ifl-cream); font-family: var(--ifl-font-sans); -webkit-font-smoothing: antialiased; }
.ifl-root * { box-sizing: border-box; }
.ifl-root a { color: var(--ifl-gold); }
.ifl-root a:hover { color: var(--ifl-terracotta); }

/* progress bar + header ---------------------------------------------------*/
.ifl-progress { position: fixed; top: 0; left: 0; height: 3px; background: var(--ifl-gold); z-index: 9999; width: 0%; transition: width .1s linear; }

.ifl-header { position: fixed; top: 0; left: 0; right: 0; z-index: 1000; display: flex; align-items: center; justify-content: space-between; padding: 22px 28px; background: transparent; transition: all .3s ease; border-bottom: 1px solid transparent; }
.ifl-header.is-scrolled { background: rgba(14,59,46,0.92); backdrop-filter: blur(8px); border-bottom-color: rgba(201,162,39,.25); padding: 14px 28px; }
.ifl-header__brand { display: flex; align-items: center; gap: 12px; }
.ifl-header__logo-chip { background: var(--ifl-cream); border-radius: 6px; padding: 6px 10px; display: flex; align-items: center; }
.ifl-header__logo-chip img { height: 18px; width: auto; display: block; }
.ifl-header__kicker { font-size: 10px; letter-spacing: .14em; text-transform: uppercase; color: var(--ifl-gold); border-left: 1px solid rgba(201,162,39,.4); padding-left: 12px; }
.ifl-header__right { font-size: 12px; letter-spacing: .08em; text-transform: uppercase; color: var(--ifl-cream); opacity: .7; }

/* section shells ------------------------------------------------------------*/
.ifl-section { padding: var(--ifl-pad-section); position: relative; }
.ifl-section--dark { background: var(--ifl-emerald); }
.ifl-section--light { background: var(--ifl-cream); }
.ifl-section--white { background: #fff; }
.ifl-section--navy { background: var(--ifl-navy); }
.ifl-section__inner { max-width: var(--ifl-max); margin: 0 auto; position: relative; z-index: 1; }
.ifl-section__inner--narrow { max-width: var(--ifl-max-narrow); }
.ifl-section__inner--text { max-width: 700px; }

.ifl-eyebrow { font-size: 13px; letter-spacing: .14em; text-transform: uppercase; color: var(--ifl-gold); font-weight: 600; margin: 0 0 16px; }
.ifl-eyebrow--terracotta { color: var(--ifl-terracotta); }
.ifl-eyebrow--center { text-align: center; }

.ifl-h2 { font-family: var(--ifl-font-serif); font-weight: 700; font-size: clamp(30px, 5vw, 52px); line-height: 1.1; margin: 0 0 24px; color: var(--ifl-emerald); }
.ifl-h2--onDark { color: var(--ifl-cream); }
.ifl-h2--center { text-align: center; }
.ifl-h2--sm { font-size: clamp(28px, 4.4vw, 44px); line-height: 1.15; }

.ifl-lede { font-size: 18px; line-height: 1.7; color: #333; margin: 0 0 40px; }
.ifl-lede--center { text-align: center; max-width: 680px; margin-left: auto; margin-right: auto; }
.ifl-lede--onDark { color: var(--ifl-cream); opacity: .82; }

/* hero ----------------------------------------------------------------------*/
.ifl-hero { position: relative; min-height: 100vh; background: var(--ifl-emerald); display: flex; flex-direction: column; align-items: center; justify-content: center; text-align: center; padding: 120px 24px 80px; overflow: hidden; }
.ifl-hero__pattern { position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%); width: min(900px,140vw); height: min(900px,140vw); opacity: .35; }
.ifl-hero__content { position: relative; z-index: 2; max-width: 900px; display: flex; flex-direction: column; align-items: center; gap: 28px; }
.ifl-badge { display: inline-flex; align-items: center; gap: 8px; border: 1px solid var(--ifl-gold); border-radius: 999px; padding: 8px 20px; color: var(--ifl-gold); font-size: 13px; letter-spacing: .08em; text-transform: uppercase; }
.ifl-badge__dot { width: 6px; height: 6px; border-radius: 50%; background: var(--ifl-gold); display: inline-block; }
.ifl-hero__title { font-family: var(--ifl-font-serif); font-weight: 700; font-size: clamp(40px,8vw,104px); line-height: 1.02; color: var(--ifl-cream); margin: 0; letter-spacing: -.01em; }
.ifl-hero__subtitle { font-family: var(--ifl-font-serif); font-style: italic; font-weight: 500; font-size: clamp(18px,2.4vw,26px); color: var(--ifl-gold); margin: 0; max-width: 700px; line-height: 1.4; }
.ifl-hero__kicker { font-size: 14px; letter-spacing: .1em; text-transform: uppercase; color: var(--ifl-cream); opacity: .55; margin: 6px 0 0; }

/* three-point cards (block 1) ------------------------------------------------*/
.ifl-points-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; margin-top: 48px; }
@media (max-width: 720px) { .ifl-points-grid { grid-template-columns: 1fr; } }
.ifl-point-card { background: #fff; border: 1px solid rgba(14,59,46,.12); border-radius: 4px; padding: 32px 26px; }
.ifl-point-card__icon { margin-bottom: 18px; }
.ifl-point-card__label { font-size: 12px; letter-spacing: .14em; text-transform: uppercase; color: var(--ifl-gold); font-weight: 700; margin: 0 0 8px; }
.ifl-point-card__text { font-size: 15px; line-height: 1.6; color: #333; margin: 0; }

/* quote component -------------------------------------------------------------*/
.ifl-quote { border-radius: 6px; padding: 44px 40px; margin-top: 56px; }
.ifl-quote--emerald { background: var(--ifl-emerald); }
.ifl-quote--navy { background: var(--ifl-navy); }
.ifl-quote--terracotta { background: #fff; border: 1.5px solid var(--ifl-terracotta); }
.ifl-quote__glyph { margin-bottom: 18px; }
.ifl-quote__text { font-family: var(--ifl-font-serif); font-style: italic; font-weight: 500; font-size: clamp(20px,2.6vw,28px); line-height: 1.5; margin: 0 0 24px; color: var(--ifl-cream); }
.ifl-quote--terracotta .ifl-quote__text { color: var(--ifl-emerald); font-size: clamp(18px,2.2vw,24px); }
.ifl-quote__name { font-size: 15px; margin: 0 0 4px; color: var(--ifl-cream); }
.ifl-quote--terracotta .ifl-quote__name { color: var(--ifl-emerald); }
.ifl-quote__role { font-size: 14px; margin: 0 0 20px; color: var(--ifl-gold); }
.ifl-quote--terracotta .ifl-quote__role { color: var(--ifl-terracotta); }
.ifl-quote__link { display: inline-block; border: 1px solid var(--ifl-gold); color: var(--ifl-gold); text-decoration: none; font-size: 13px; letter-spacing: .04em; padding: 10px 20px; border-radius: 999px; }
.ifl-quote--terracotta .ifl-quote__link { border-color: var(--ifl-terracotta); color: var(--ifl-terracotta); }

/* comparison block (block 2) --------------------------------------------------*/
.ifl-split { display: flex; flex-wrap: wrap; gap: 2px; border-radius: 8px; overflow: hidden; box-shadow: 0 20px 60px rgba(14,59,46,.12); }
.ifl-split__side { flex: 1 1 380px; padding: 40px 34px; display: flex; flex-direction: column; gap: 16px; }
.ifl-split__side--regular { background: var(--ifl-navy); }
.ifl-split__side--islamic { background: var(--ifl-emerald-mid); }
.ifl-split__label { display: flex; align-items: center; gap: 10px; color: var(--ifl-cream); font-size: 13px; letter-spacing: .1em; text-transform: uppercase; margin: 0; font-weight: 700; }
.ifl-split__side p.ifl-split__text { color: var(--ifl-cream); font-size: 16px; line-height: 1.7; margin: 0; opacity: .95; }
.ifl-note { max-width: 700px; margin: 32px auto 0; font-size: 16px; line-height: 1.7; color: #555; text-align: center; }

.ifl-table { border: 1px solid rgba(14,59,46,.12); border-radius: 6px; overflow: hidden; margin-top: 24px; }
.ifl-table__head { display: grid; grid-template-columns: 1.1fr 1fr 1fr; background: var(--ifl-emerald); padding: 16px 20px; gap: 12px; }
.ifl-table__head span { color: var(--ifl-cream); font-size: 13px; letter-spacing: .06em; text-transform: uppercase; font-weight: 700; }
.ifl-table__row { display: grid; grid-template-columns: 1.1fr 1fr 1fr; padding: 18px 20px; gap: 12px; border-top: 1px solid rgba(14,59,46,.08); }
.ifl-table__row:nth-child(even) { background: #FAF7EF; }
.ifl-table__row:nth-child(odd) { background: #fff; }
.ifl-table__criterion { font-size: 14px; font-weight: 700; color: var(--ifl-emerald); }
.ifl-table__cell { font-size: 14px; color: #333; line-height: 1.5; }
@media (max-width: 640px) {
  /* Comparison table stacks into per-criterion cards; the desktop column
     header disappears, so each cell carries its own bank label (data-bank),
     color-matched to the scenario cards above. */
  .ifl-table__head { display: none; }
  .ifl-table__row { grid-template-columns: 1fr; gap: 10px; padding: 16px 18px; }
  .ifl-table__criterion { font-size: 15px; }
  .ifl-table__cell::before { content: attr(data-bank); display: block; font-size: 11px; letter-spacing: .08em; text-transform: uppercase; font-weight: 700; margin-bottom: 2px; }
  .ifl-table__cell--regular::before { color: #123C5B; }
  .ifl-table__cell--islamic::before { color: #1F7A5C; }
}

/* glossary flip cards (block 3) ------------------------------------------------*/
.ifl-glossary-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px,1fr)); gap: 20px; }
.ifl-flip { cursor: pointer; perspective: 1200px; height: 220px; }
.ifl-flip__inner { position: relative; width: 100%; height: 100%; transition: transform .55s cubic-bezier(.4,.2,.2,1); transform-style: preserve-3d; }
.ifl-flip.is-flipped .ifl-flip__inner { transform: rotateY(180deg); }
.ifl-flip__face { position: absolute; inset: 0; backface-visibility: hidden; border-radius: 6px; padding: 20px; display: flex; flex-direction: column; }
.ifl-flip__face--front { background: var(--ifl-cream); align-items: center; justify-content: center; gap: 10px; }
.ifl-flip__face--back { background: var(--ifl-gold); transform: rotateY(180deg); justify-content: center; gap: 10px; padding: 24px; }
.ifl-flip__term { font-family: var(--ifl-font-serif); font-weight: 700; letter-spacing: .08em; font-size: 24px; color: var(--ifl-emerald); margin: 0; }
.ifl-flip__subtitle { font-size: 11px; letter-spacing: .06em; text-transform: uppercase; color: var(--ifl-gold); }
.ifl-flip__badge { position: absolute; bottom: 16px; background: var(--ifl-emerald); color: var(--ifl-gold); font-size: 10px; padding: 4px 10px; border-radius: 999px; }
.ifl-flip__definition { font-size: 15px; line-height: 1.55; color: var(--ifl-emerald); margin: 0; }
.ifl-flip__use-case { font-size: 13px; line-height: 1.5; color: var(--ifl-navy); margin: 0; font-weight: 600; }

.ifl-upcoming-label { text-align: center; color: var(--ifl-gold); font-size: 13px; letter-spacing: .1em; text-transform: uppercase; margin: 56px 0 20px; }
.ifl-upcoming-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px,1fr)); gap: 20px; }
.ifl-upcoming-card { border: 1.5px dashed var(--ifl-gold); border-radius: 6px; padding: 28px 26px; }
.ifl-upcoming-card__term { font-family: var(--ifl-font-serif); font-weight: 700; letter-spacing: .06em; font-size: 20px; color: var(--ifl-cream); margin: 0 0 10px; }
.ifl-upcoming-card__text { font-size: 14px; line-height: 1.6; color: var(--ifl-cream); opacity: .8; margin: 0; }

/* myths accordion (block 4) --------------------------------------------------*/
.ifl-accordion { display: flex; flex-direction: column; gap: 14px; }
.ifl-accordion-item { border: 1px solid rgba(14,59,46,.15); border-radius: 6px; background: #fff; overflow: hidden; }
.ifl-accordion-item__head { cursor: pointer; padding: 24px 28px; display: flex; align-items: center; justify-content: space-between; gap: 16px; background: none; border: none; width: 100%; text-align: left; }
.ifl-accordion-item__myth { margin: 0; font-size: 19px; color: #999; text-decoration: line-through; text-decoration-color: var(--ifl-terracotta); text-decoration-thickness: 2px; font-weight: 600; }
.ifl-accordion-item__chevron { font-size: 22px; color: var(--ifl-gold); flex-shrink: 0; transition: transform .3s; }
.ifl-accordion-item.is-open .ifl-accordion-item__chevron { transform: rotate(180deg); }
.ifl-accordion-item__panel { max-height: 0; overflow: hidden; transition: max-height .35s ease; }
.ifl-accordion-item.is-open .ifl-accordion-item__panel { max-height: 500px; }
.ifl-accordion-item__panel-inner { padding: 0 28px 28px; }
.ifl-accordion-item__answer-label { font-family: var(--ifl-font-serif); font-weight: 700; font-size: 22px; color: var(--ifl-terracotta); margin: 0 0 12px; }
.ifl-accordion-item__answer-text { font-size: 16px; line-height: 1.7; color: #333; margin: 0; }

/* law provisions (block 5) ----------------------------------------------------*/
.ifl-law-layout { display: flex; flex-wrap: wrap; gap: 56px; }
.ifl-law-main { flex: 2 1 500px; }
.ifl-law-sidebar { flex: 1 1 260px; }
.ifl-provision { display: flex; gap: 24px; padding: 24px 0; border-top: 1px solid rgba(14,59,46,.12); }
.ifl-provision:last-child { border-bottom: 1px solid rgba(14,59,46,.12); }
.ifl-provision__num { font-family: var(--ifl-font-serif); font-weight: 700; font-size: 28px; color: var(--ifl-gold); flex-shrink: 0; width: 44px; }
.ifl-provision__title { margin: 0 0 8px; font-weight: 700; color: var(--ifl-emerald); font-size: 17px; }
.ifl-provision__text { margin: 0; font-size: 15.5px; line-height: 1.65; color: #444; }
.ifl-status-card { background: var(--ifl-emerald); border-radius: 8px; padding: 32px 28px; display: flex; flex-direction: column; gap: 16px; position: sticky; top: 120px; }
.ifl-status-card__kicker { font-size: 11px; letter-spacing: .1em; text-transform: uppercase; color: var(--ifl-gold); margin: 0; }
.ifl-status-card__code { font-family: var(--ifl-font-serif); font-weight: 700; font-size: 24px; color: var(--ifl-cream); margin: 0; }
.ifl-status-card__dates { display: flex; flex-direction: column; gap: 10px; font-size: 14px; color: var(--ifl-cream); opacity: .85; }
.ifl-status-card__status { display: flex; align-items: center; gap: 8px; margin-top: 8px; padding-top: 16px; border-top: 1px solid rgba(201,162,39,.3); }
.ifl-status-card__status-dot { width: 20px; height: 20px; border-radius: 50%; background: var(--ifl-gold); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.ifl-status-card__status-label { font-size: 13px; color: var(--ifl-gold); font-weight: 700; letter-spacing: .03em; }

/* timeline (block 6) -----------------------------------------------------------*/
.ifl-timeline-scroll { overflow-x: auto; padding: 0 24px 24px; scrollbar-width: thin; }
.ifl-timeline-track { display: flex; min-width: 1400px; max-width: 1400px; margin: 0 auto; position: relative; padding-top: 20px; }
.ifl-timeline-line { position: absolute; top: 30px; left: 0; right: 0; height: 2px; background: linear-gradient(to right, rgba(201,162,39,.3), var(--ifl-gold)); }
.ifl-timeline-item { flex: 1; min-width: 150px; padding: 0 14px; position: relative; }
.ifl-timeline-dot { border-radius: 50%; border: 2px solid var(--ifl-gold); position: relative; z-index: 1; margin-bottom: 20px; }
.ifl-timeline-dot--normal { width: 14px; height: 14px; background: var(--ifl-emerald); }
.ifl-timeline-dot--medium { width: 16px; height: 16px; background: var(--ifl-navy); }
.ifl-timeline-dot--strong { width: 22px; height: 22px; background: var(--ifl-gold); box-shadow: 0 0 0 6px rgba(201,162,39,.25); }
.ifl-timeline-date { font-family: var(--ifl-font-serif); font-weight: 700; font-size: 16px; color: var(--ifl-gold); margin: 0 0 8px; }
.ifl-timeline-text { font-size: 13.5px; line-height: 1.55; color: var(--ifl-cream); opacity: .85; margin: 0; }
.ifl-callouts { max-width: var(--ifl-max); margin: 72px auto 0; padding: 0 24px; display: flex; flex-wrap: wrap; gap: 40px; justify-content: center; text-align: center; }
.ifl-callout__value { font-family: var(--ifl-font-serif); font-weight: 800; font-size: clamp(48px,7vw,120px); color: var(--ifl-gold); margin: 0; line-height: 1; }
.ifl-callout__caption { font-size: 14px; color: var(--ifl-cream); opacity: .7; margin: 8px 0 0; max-width: 320px; }

/* roadmap stages (block 7) ------------------------------------------------------*/
.ifl-stage { border-radius: 6px; padding: 32px 34px; margin-bottom: 20px; }
.ifl-stage--done { background: #fff; border: 1px solid rgba(14,59,46,.12); border-left: 6px solid var(--ifl-emerald-mid); }
.ifl-stage--active { background: var(--ifl-emerald); margin-left: 30px; box-shadow: 0 16px 40px rgba(14,59,46,.25); padding: 36px 34px; }
.ifl-stage--upcoming { background: #fff; border: 1.5px dashed rgba(14,59,46,.3); margin-left: 60px; }
.ifl-stage__label-row { display: flex; align-items: center; gap: 12px; margin-bottom: 14px; }
.ifl-stage__label { margin: 0; font-size: 13px; letter-spacing: .08em; text-transform: uppercase; font-weight: 700; }
.ifl-stage--done .ifl-stage__label { color: var(--ifl-emerald-mid); }
.ifl-stage--active .ifl-stage__label { color: var(--ifl-gold); }
.ifl-stage--upcoming .ifl-stage__label { color: #777; }
.ifl-stage__check { width: 26px; height: 26px; border-radius: 50%; background: var(--ifl-emerald-mid); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.ifl-stage__pulse-dot { width: 12px; height: 12px; border-radius: 50%; background: var(--ifl-gold); display: inline-block; animation: lrPulse 1.6s ease-in-out infinite; }
.ifl-stage__ring { width: 26px; height: 26px; border-radius: 50%; border: 2px solid #999; display: inline-block; flex-shrink: 0; }
@keyframes lrPulse { 0%,100% { opacity: 1; transform: scale(1); } 50% { opacity: .55; transform: scale(1.35); } }
.ifl-stage__title { font-family: var(--ifl-font-serif); font-weight: 700; font-size: 24px; margin: 0 0 12px; }
.ifl-stage--done .ifl-stage__title, .ifl-stage--upcoming .ifl-stage__title { color: var(--ifl-emerald); }
.ifl-stage--active .ifl-stage__title { color: var(--ifl-cream); font-size: 26px; }
.ifl-stage__text { font-size: 16px; line-height: 1.7; margin: 0 0 12px; }
.ifl-stage--done .ifl-stage__text, .ifl-stage--upcoming .ifl-stage__text { color: #444; }
.ifl-stage--active .ifl-stage__text { color: var(--ifl-cream); opacity: .9; }
.ifl-stage__counters { display: grid; grid-template-columns: repeat(auto-fit,minmax(150px,1fr)); gap: 16px; }
.ifl-stage__counter { background: rgba(201,162,39,.1); border: 1px solid rgba(201,162,39,.3); border-radius: 6px; padding: 16px; }
.ifl-stage__counter-value { font-family: var(--ifl-font-serif); font-weight: 800; font-size: 32px; color: var(--ifl-gold); margin: 0; }
.ifl-stage__counter-caption { font-size: 12px; color: var(--ifl-cream); opacity: .75; margin: 6px 0 0; }
.ifl-stage__note { background: var(--ifl-cream); border-radius: 4px; padding: 14px 18px; display: inline-flex; align-items: center; gap: 10px; }
.ifl-stage__note-text { font-size: 13px; color: var(--ifl-emerald); font-weight: 600; }

/* money infographic (block 8) ---------------------------------------------------*/
.ifl-bigstats { display: grid; grid-template-columns: repeat(auto-fit,minmax(220px,1fr)); gap: 20px; margin-bottom: 64px; }
.ifl-bigstat { text-align: center; }
.ifl-bigstat__value { font-family: var(--ifl-font-serif); font-weight: 800; font-size: clamp(32px,4.6vw,56px); color: var(--ifl-gold); margin: 0; }
.ifl-bigstat__caption { font-size: 13px; color: var(--ifl-cream); opacity: .7; margin: 8px 0 0; }
.ifl-barchart { background: var(--ifl-cream); border-radius: 8px; padding: 44px 40px; margin-bottom: 56px; }
.ifl-barchart__title { font-family: var(--ifl-font-serif); font-weight: 700; font-size: 20px; color: var(--ifl-emerald); margin: 0 0 32px; }
.ifl-barchart__bars { display: flex; align-items: flex-end; gap: 40px; height: 220px; padding: 0 20px; border-bottom: 1px solid rgba(14,59,46,.2); }
.ifl-barchart__bar-col { display: flex; flex-direction: column; align-items: center; gap: 10px; flex: 1; }
.ifl-barchart__bar { width: 70px; background: var(--ifl-gold); border-radius: 3px 3px 0 0; }
.ifl-barchart__value-label { font-family: var(--ifl-font-serif); font-weight: 700; color: var(--ifl-emerald); font-size: 15px; }
.ifl-barchart__axis-label { font-size: 13px; color: #777; }
.ifl-barchart__footnote { font-size: 12px; color: #777; margin: 16px 0 0; text-align: right; }
.ifl-donuts { display: grid; grid-template-columns: repeat(auto-fit,minmax(300px,1fr)); gap: 24px; margin-bottom: 56px; }
.ifl-donut { background: rgba(255,255,255,.04); border: 1px solid rgba(201,162,39,.25); border-radius: 8px; padding: 32px; }
.ifl-donut__row { display: flex; align-items: center; gap: 16px; margin-bottom: 16px; }
.ifl-donut__percent { font-size: 38px; font-weight: 800; color: var(--ifl-cream); margin: 0; font-family: var(--ifl-font-serif); }
.ifl-donut__text { font-size: 15px; line-height: 1.6; color: var(--ifl-cream); opacity: .85; margin: 0; }
.ifl-facts-grid { display: grid; grid-template-columns: repeat(auto-fit,minmax(300px,1fr)); gap: 20px; }
.ifl-fact-card { border: 1.5px solid var(--ifl-gold); border-radius: 6px; padding: 28px 26px; }
.ifl-fact-card__text { font-size: 15px; line-height: 1.65; color: var(--ifl-cream); margin: 0 0 16px; }
.ifl-fact-card__link { font-size: 13px; color: var(--ifl-gold); text-decoration: none; font-weight: 700; }

/* personas (block 9) --------------------------------------------------------------*/
.ifl-personas-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 2px; background: rgba(14,59,46,.12); border: 1px solid rgba(14,59,46,.12); border-radius: 8px; overflow: hidden; }
@media (max-width: 640px) { .ifl-personas-grid { grid-template-columns: 1fr; } }
.ifl-persona { background: #fff; padding: 36px 32px; }
.ifl-persona__icon { margin-bottom: 16px; }
.ifl-persona__title { font-family: var(--ifl-font-serif); font-weight: 700; font-size: 20px; color: var(--ifl-emerald); margin: 0 0 12px; }
.ifl-persona__text { font-size: 15.5px; line-height: 1.65; color: #444; margin: 0; }

/* risks (block 10) -----------------------------------------------------------------*/
.ifl-risk-list { display: flex; flex-direction: column; }
.ifl-risk-item { padding: 22px 0 22px 20px; border-left: 2px solid var(--ifl-terracotta); border-top: 1px solid rgba(14,59,46,.1); }
.ifl-risk-item:last-child { border-bottom: 1px solid rgba(14,59,46,.1); }
.ifl-risk-item__title { margin: 0 0 6px; font-weight: 700; color: var(--ifl-emerald); font-size: 16px; }
.ifl-risk-item__text { margin: 0; font-size: 15px; line-height: 1.65; color: #444; }

/* epilogue -----------------------------------------------------------------------*/
.ifl-epilogue { background: var(--ifl-navy); padding: 120px 24px; text-align: center; }
.ifl-epilogue__text { font-size: 19px; line-height: 1.75; color: var(--ifl-cream); opacity: .92; margin: 0 0 24px; }

/* footer --------------------------------------------------------------------------*/
.ifl-footer { background: var(--ifl-emerald); padding: 64px 24px 40px; position: relative; overflow: hidden; }
.ifl-footer__inner { max-width: 720px; margin: 0 auto; text-align: center; position: relative; z-index: 1; display: flex; flex-direction: column; gap: 24px; }
.ifl-footer__quote { font-family: var(--ifl-font-serif); font-style: italic; font-weight: 500; font-size: clamp(22px,3vw,32px); color: var(--ifl-cream); line-height: 1.4; margin: 0; }
.ifl-footer__rule { width: 60px; height: 1px; background: var(--ifl-gold); margin: 8px auto; }
.ifl-footer__logo-chip { background: var(--ifl-cream); border-radius: 6px; padding: 8px 14px; display: inline-flex; align-self: center; }
.ifl-footer__logo-chip img { height: 20px; width: auto; display: block; }
.ifl-footer__social { display: flex; gap: 14px; justify-content: center; }
.ifl-footer__social a { width: 38px; height: 38px; border-radius: 50%; border: 1px solid var(--ifl-gold); display: flex; align-items: center; justify-content: center; color: var(--ifl-gold); text-decoration: none; font-size: 13px; }
.ifl-footer__sources { font-size: 12px; line-height: 1.7; color: var(--ifl-cream); opacity: .5; margin: 20px 0 0; }
.ifl-footer__copyright { font-size: 12px; color: var(--ifl-cream); opacity: .35; margin: 0; }

@media (prefers-reduced-motion: reduce) {
  .ifl-root * { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
}

/* ── Design-fidelity additions: hero ornament draw-in, scroll hint ────────
   Lifted from the approved design (girihDraw/floatSlow keyframes there);
   prefixed ifl- per the one-prefix-per-design convention. */
@keyframes iflGirihDraw { to { stroke-dashoffset: 0; } }
@keyframes iflFloatSlow { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-10px); } }
.ifl-hero__hint { position: absolute; bottom: 36px; left: 50%; margin-left: -24px; display: flex; flex-direction: column; align-items: center; gap: 8px; color: var(--ifl-gold); opacity: .8; animation: iflFloatSlow 2.4s ease-in-out infinite; }
.ifl-hero__hint span { font-size: 11px; letter-spacing: .14em; text-transform: uppercase; }

/* Standalone pull-quote between sections: same column as .ifl-section__inner.
   The -120px top margin tucks it into the preceding section's bottom padding
   so the visual gap equals the design's in-section 56px (.ifl-quote margin-top);
   the 120px bottom padding restores normal rhythm before the next section. */
.ifl-quote-standalone { max-width: var(--ifl-max); margin: -120px auto 0; padding: 0 24px 120px; position: relative; z-index: 1; }

/* Faint girih corner ornaments behind sections (design blocks 1/3/8 + footer) */
.ifl-ornament { position: absolute; pointer-events: none; }
.ifl-section--clip { overflow: hidden; }

/* Counting numbers: fixed-width digits so the value doesn't wobble mid-count */
[data-countup] { font-variant-numeric: tabular-nums; }

/* Bar chart on phones — must come AFTER the base .ifl-barchart rules in
   source order: same specificity, so placing it earlier lets the desktop
   paddings win and the chart overflows the viewport. */
@media (max-width: 640px) {
  /* Bar chart: fit three bars + value labels on a phone width */
  .ifl-barchart { padding: 24px 14px; }
  .ifl-barchart__bars { gap: 12px; padding: 0 6px; }
  .ifl-barchart__bar { width: 100%; max-width: 70px; }
  .ifl-barchart__value-label { font-size: 12.5px; text-align: center; line-height: 1.2; }
  .ifl-barchart__axis-label { font-size: 12px; }
  .ifl-barchart__title { font-size: 16px; }
}

/* Readability fixes: center the stat captions under their numbers (the
   max-width box previously stuck to the left edge), bolder card subtitles */
.ifl-callout__caption { margin-left: auto; margin-right: auto; text-align: center; }
.ifl-flip__subtitle { font-weight: 700; font-size: 12.5px; letter-spacing: .08em; text-align: center; }